# Calculators

#### Amortization Schedule Calculator

**Explanation of Query Fields:**

Loan Amountis the Purchase Price minus the Down Payment.

Loan Amount

**Number of Years of Loan**is the number of years your loan will be for.

**Interest Rate**is the interest rate you are charged on your loan. In the calculator you do NOT have to include the % symbol.

**How much house can I afford?**

**Explanation of Query
Fields:
Before Tax Income **is the total of all your income before taxes. In this
calculator you must enter your YEARLY income.

**Monthly Debt**is the total sum of car payments, credit cards, student loan payments, etc.

**Down Payment**is the amount of the down payment you have saved.

**Property Tax Rate**is usually estimated at 1% of the value of the home. (i.e. 1% = $1000/yr. for a 100K home.)

**Home Insurance Rate**is usually estimated at 0.5% of the value of the home. (i.e. 0.5% = $500/yr. for a 100K home.)

**Interest Rate on Mortgage**is the interest rate GNB charges on your loan. In this calculator you do NOT have to include the % symbol.

**Number of Years of Mortgage**is the length of the mortgage you are considering.

**Automobile Payment and Affordability Calculator**

To use this calculator, type appropriate data into the first three input fields (Annual Interest Rate, Terms of Loan, and Down Payment), then complete either section A or B. Section A will assist you in calculating the monthly payment based upon the vehicle's cost. Section B will assist you in calculating how much of a loan you can afford based upon your desired monthly payment.

*Do not use commas in dollar amounts.***Certificate of Deposit Calculator**

Enter the correct number to the corresponding field.

**Do not use commas for dollar amounts.**

You may use decimal points.

Click on "Calculate" to view results.

**Monthly Savings Accumulation**

To use this calculator, type appropriate data into the first three input fields, then click "how much will I have". The resulting data will display the quantity of savings you will have based on the input data.

*Do not use commas in dollar amounts.***Monthly Savings Accumulation**

To use this calculator, type appropriate data into the first three input fields, then click "how much will I have". The resulting data will display the quantity of savings you will have based on the input data.

*Do not use commas in dollar amounts.*